Cash Gap Evaluator

Calculate Your Project Funding Needs

Discover Your Cash Gap Needs Faster and Easier

If you’ve ever tried to prepare funding numbers in a spreadsheet, you know it can be overwhelming—messy formulas, incomplete data, and a lot of second guessing. The Cash Gap Evaluator from SMB FinTools makes it simple. With just a few inputs, you ll see exactly how much funding your project needs, how profitable it could be, and how to present your case with confidence.

Cash Gap Evaluator

See Your Funding Number in Minutes

Use the Cash Gap Evaluator from SMB FinTools to instantly calculate your cash gap and prepare for confident funding conversations.

Possible Use Cases

Workplace Move or Renovation

Plan relocation or remodel with clear funding.

Technology Upgrade

Budget for new software, hardware, or systems.

New Employee(s)

Cover hiring, training, and payroll with confidence.

Additional Service Lines

Launch new offerings with precise cost planning.

Large Equipment Purchase

Calculate the loan you need for machinery or tools.

Extra Business Location

Expand knowing your full investment needs.

calculate cash gap

Struggling to Secure Business Funding?

Many small business owners face challenges when approaching financing sources, such as banks or investors, for funding:

  • Disorganized financial data that can lead to poor first impressions.
  • Uncertain project profitability leads to moving forward with projects set to fail.
  • Difficulty determining the exact loan amount required.
  • Failure to explain the details of their financial projections due to incomplete
    calculations.

Without clear and professional financial projections, the opportunities for growth could slip away.

The Solution

This financial software transforms the way you analyze new projects and prepare for funding discussions. By combining powerful tools with a user friendly interface, it will put you in the best position to secure the funding your business needs to thrive.

Cash Gap Evaluator
Cash Gap Evaluator

The Solution

This financial software transforms the way you analyze new projects and prepare for funding discussions. By combining powerful tools with a user friendly interface, it will put you in the best position to secure the funding your business needs to thrive.

Why Choose This Financial Tool

From the moment you sign in, the Cash Gap Evaluator walks you through each step of calculating your project funding needs. No complicated spreadsheets.
No second guessing your numbers. Just a clear, guided path from data entry to decision making.

Prepare Like a Pro

Organize your data easily and present professional, polished reports at every meeting.

Accurate Cash Flow Projections

View current and future cash flow clearly, with full visibility into your project s impact.

Get the Right Loan Amount

Know exactly how much funding to request—no guesswork.

Highlight Profitability

Show key metrics that strengthen your growth story.

Spot Potential Weaknesses

Identify and address issues before they derail your funding conversations.

How It Works

Get from messy numbers to clear funding needs in five simple steps.

Easy to Get Started

Simply start a New Project to begin using the software.

Project and Analyze Cash Flow

Input your financial data into our intuitive platform for seamless organization. Then, use the software to create detailed cash flow projections for your current operations and future projects.

Evaluate Your Cash Gap Needs

Assess whether you will need to raise money to complete the project or your business can finance itself. Pinpoint the expected cash funding gap that needs to be filled.

Project Profitability

Review whether the project will be profitable under your current plan.

Fine-Tune Your Numbers

Refine your projections based on multiple “what-if” scenarios.

Generate Professional Reports

Download polished PDF reports to present to your management team, banks or investors, helping you make your best impression.

Frequently Asked Questions

This tool is designed for small business owners looking for a simple tool to help analyze the feasibility of an expansion project.

This software will help you analyze your upcoming project to determine the expected profitability and the amount of funding needed to complete the project. You will be able to clarify the impact of the project to your business. You will be more confident when explaining the project and any funding needs to internal and external stakeholders.   

The current version is completely free! Get started today and provide feedback to help shape future features. 

Reduce the stress of securing a loan by equipping yourself with the tools you need to succeed. Start organizing your financials, projecting cash flow, and generating professional reports in minutes. 

Ready to Know Your Funding Number?

Turn your financial data into clear, professional funding insights—and approach your next project with total confidence.